Listing photo for 9701 Summer Creek Drive, Panama City, FL
Listing photo for 9701 Summer Creek Drive, Panama City, FL
Listing photo for 9701 Summer Creek Drive, Panama City, FL
Listing photo for 9701 Summer Creek Drive, Panama City, FL
Listing photo for 9701 Summer Creek Drive, Panama City, FL
Listing photo for 9701 Summer Creek Drive, Panama City, FL
Listing photo for 9701 Summer Creek Drive, Panama City, FL
Listing photo for 9701 Summer Creek Drive, Panama City, FL
Listing photo for 9701 Summer Creek Drive, Panama City, FL
Listing photo for 9701 Summer Creek Drive, Panama City, FL
Listing photo for 9701 Summer Creek Drive, Panama City, FL
Listing photo for 9701 Summer Creek Drive, Panama City, FL
Listing photo for 9701 Summer Creek Drive, Panama City, FL
Listing photo for 9701 Summer Creek Drive, Panama City, FL
Listing photo for 9701 Summer Creek Drive, Panama City, FL
Listing photo for 9701 Summer Creek Drive, Panama City, FL
Listing photo for 9701 Summer Creek Drive, Panama City, FL
Listing photo for 9701 Summer Creek Drive, Panama City, FL
Listing photo for 9701 Summer Creek Drive, Panama City, FL
Listing photo for 9701 Summer Creek Drive, Panama City, FL
Listing photo for 9701 Summer Creek Drive, Panama City, FL
Listing photo for 9701 Summer Creek Drive, Panama City, FL
Listing photo for 9701 Summer Creek Drive, Panama City, FL
Listing photo for 9701 Summer Creek Drive, Panama City, FL
Listing photo for 9701 Summer Creek Drive, Panama City, FL
Listing photo for 9701 Summer Creek Drive, Panama City, FL
Listing photo for 9701 Summer Creek Drive, Panama City, FL
Listing photo for 9701 Summer Creek Drive, Panama City, FL
Listing photo for 9701 Summer Creek Drive, Panama City, FL
Listing photo for 9701 Summer Creek Drive, Panama City, FL
Listing photo for 9701 Summer Creek Drive, Panama City, FL
Listing photo for 9701 Summer Creek Drive, Panama City, FL
Listing photo for 9701 Summer Creek Drive, Panama City, FL
Listing photo for 9701 Summer Creek Drive, Panama City, FL
Listing photo for 9701 Summer Creek Drive, Panama City, FL
Listing photo for 9701 Summer Creek Drive, Panama City, FL
Listing photo for 9701 Summer Creek Drive, Panama City, FL
Listing photo for 9701 Summer Creek Drive, Panama City, FL
Listing photo for 9701 Summer Creek Drive, Panama City, FL
Listing photo for 9701 Summer Creek Drive, Panama City, FL
Listing photo for 9701 Summer Creek Drive, Panama City, FL
Listing photo for 9701 Summer Creek Drive, Panama City, FL
Listing photo for 9701 Summer Creek Drive, Panama City, FL
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9701 Summer Creek Drive,

Panama City, FL

$1,399,000

LUXURY LAKEFRONT ESTATE IN GATED CEDAR CREEK COMMUNITY - Experience exceptional lakefront living in this stunning Arthur Rutenberg custom-built home, perfectly situated on 1.9 private acres within the prestigious gated Cedar Creek community. Designed with both elegance and comfort in mind, this meticulously maintained 3-bedroom, 4-bath residence offers breathtaking water views, premium finishes, and resort-style outdoor amenities. Inside, you'll find soaring tray ceilings, extensive crown molding, and ceramic tile flooring throughout. Large energy-efficient windows fill the home with natural light while providing unobstructed panoramic views of the lake from nearly every room. The gourmet kitchen is a chef's dream, featuring a spacious center island, double ovens, gas cooktop, Sub-Zero refrigerator, oversized pantry, and an abundance of custom cabinetry. Whether entertaining guests or preparing family meals, this thoughtfully designed space offers both beauty and functionality. A rare and desirable feature, this home could easily be described as having three master suites, as each bedroom includes its own private bathroom. All three en-suite baths feature luxurious zero-entry tiled showers, creating a spa-like experience for family and guests alike. The expansive covered lanai serves as an outdoor living room, complete with a fireplace, television, and ample space for relaxing, entertaining, or simply enjoying spectacular lake views year-round. Car enthusiasts and hobbyists will appreciate the oversized garage with room for up to four vehicles. A large circular driveway and substantial stone-paver parking pad provide additional convenience and impressive curb appeal. The beautifully landscaped grounds showcase mature fruit trees, including satsuma, apple, and pear varieties. The fenced backyard is designed for both recreation and functionality, featuring a 24' x 28' workshop/storage building, private boat ramp, dock, and covered boathouse equipped with a boat lift--offering direct access to the lake for fishing, boating, and watersports. This extraordinary property combines luxury craftsmanship, privacy, and waterfront living in one exceptional offering. Don't miss the opportunity to own one of Cedar Creek's most impressive lakefront estates.

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Facts & Features
MLS® # 790734
Price $1,399,000
Bedrooms 3
Bathrooms 4.00
Full Baths 3
Half Baths 1
Square Footage 3,243
Acres 1.93
Year Built 2019
Type Residential
Sub-Type Single Family Residence
Style Country
Status Active
Listing Office Anchor Realty Florida
Community Information
Address 9701 Summer Creek Drive
Area 04 - Bay County - North
Subdivision Cedar Creek At Deerpoint Lake
City Panama City
County Bay
State FL
Zip Code 32409
Amenities
Amenities Gated, Picnic Area
Utilities Electricity Available
Features Cul-De-Sac, Sprinkler System, Paved
Parking Garage, Garage Door Opener, Gated
# of Garages 4
Garages Garage, Garage Door Opener, Gated
View Lake
Is Waterfront Yes
Waterfront Lake / Dune Lakes, Lake / Dune Lakes Front, Seawall, Shoreline - Natural, Boat Dock/Slip
Has Pool Yes
Pool Community
Interior
Interior Features Double Vanity, Main Level Primary, Soaking Tub, Separate Shower, Walk-In Closet(s)
Appliances Electric Oven, Gas Cooktop, Gas Range, Gas Water Heater, Tankless Water Heater
Heating Central, Electric, Fireplace(s), Zoned
Cooling Central Air, Ceiling Fan(s), Multi Units, Zoned
Has Basement No
Fireplace No
# of Stories 1
Stories 1
Exterior
Exterior HardiPlank Type
Exterior Features Boat Lift, Boat Slip, Boat Ramp, Dock, Porch
Lot Description Cul-De-Sac, Sprinkler System, Paved
Windows Double Pane Windows
Roof Metal
Construction HardiPlank Type
School Information
Elementary Deane Bozeman
Middle Deane Bozeman
High Deane Bozeman
Additional Information
Date Listed June 2nd, 2026
Foreclosure No
Short Sale No
RE / Bank Owned No
Listing Details
Office Anchor Realty Florida
Photo of Sarah Hall

Sarah Hall

Cell: 850-771-1403