Listing photo for 20405 Front Beach Road Road, Panama City Beach, FL
Listing photo for 20405 Front Beach Road Road, Panama City Beach, FL
Listing photo for 20405 Front Beach Road Road, Panama City Beach, FL
Listing photo for 20405 Front Beach Road Road, Panama City Beach, FL
Listing photo for 20405 Front Beach Road Road, Panama City Beach, FL
Listing photo for 20405 Front Beach Road Road, Panama City Beach, FL
Listing photo for 20405 Front Beach Road Road, Panama City Beach, FL
Listing photo for 20405 Front Beach Road Road, Panama City Beach, FL
Listing photo for 20405 Front Beach Road Road, Panama City Beach, FL
Listing photo for 20405 Front Beach Road Road, Panama City Beach, FL
Listing photo for 20405 Front Beach Road Road, Panama City Beach, FL
Listing photo for 20405 Front Beach Road Road, Panama City Beach, FL
Listing photo for 20405 Front Beach Road Road, Panama City Beach, FL
Listing photo for 20405 Front Beach Road Road, Panama City Beach, FL
Listing photo for 20405 Front Beach Road Road, Panama City Beach, FL
Listing photo for 20405 Front Beach Road Road, Panama City Beach, FL
Listing photo for 20405 Front Beach Road Road, Panama City Beach, FL
Listing photo for 20405 Front Beach Road Road, Panama City Beach, FL
Listing photo for 20405 Front Beach Road Road, Panama City Beach, FL
Listing photo for 20405 Front Beach Road Road, Panama City Beach, FL
Listing photo for 20405 Front Beach Road Road, Panama City Beach, FL
Listing photo for 20405 Front Beach Road Road, Panama City Beach, FL
Listing photo for 20405 Front Beach Road Road, Panama City Beach, FL
Listing photo for 20405 Front Beach Road Road, Panama City Beach, FL
Listing photo for 20405 Front Beach Road Road, Panama City Beach, FL
Listing photo for 20405 Front Beach Road Road, Panama City Beach, FL
Listing photo for 20405 Front Beach Road Road, Panama City Beach, FL
Listing photo for 20405 Front Beach Road Road, Panama City Beach, FL
Listing photo for 20405 Front Beach Road Road, Panama City Beach, FL
Listing photo for 20405 Front Beach Road Road, Panama City Beach, FL
Listing photo for 20405 Front Beach Road Road, Panama City Beach, FL
Listing photo for 20405 Front Beach Road Road, Panama City Beach, FL
Listing photo for 20405 Front Beach Road Road, Panama City Beach, FL
Listing photo for 20405 Front Beach Road Road, Panama City Beach, FL
Listing photo for 20405 Front Beach Road Road, Panama City Beach, FL
Listing photo for 20405 Front Beach Road Road, Panama City Beach, FL
Listing photo for 20405 Front Beach Road Road, Panama City Beach, FL
Listing photo for 20405 Front Beach Road Road, Panama City Beach, FL
Listing photo for 20405 Front Beach Road Road, Panama City Beach, FL
Listing photo for 20405 Front Beach Road Road, Panama City Beach, FL
Listing photo for 20405 Front Beach Road Road, Panama City Beach, FL
Listing photo for 20405 Front Beach Road Road, Panama City Beach, FL
Listing photo for 20405 Front Beach Road Road, Panama City Beach, FL
Listing photo for 20405 Front Beach Road Road, Panama City Beach, FL
Listing photo for 20405 Front Beach Road Road, Panama City Beach, FL
Listing photo for 20405 Front Beach Road Road, Panama City Beach, FL
Listing photo for 20405 Front Beach Road Road, Panama City Beach, FL
Listing photo for 20405 Front Beach Road Road, Panama City Beach, FL
Listing photo for 20405 Front Beach Road Road, Panama City Beach, FL
Listing photo for 20405 Front Beach Road Road, Panama City Beach, FL
Listing photo for 20405 Front Beach Road Road, Panama City Beach, FL
Listing photo for 20405 Front Beach Road Road, Panama City Beach, FL
Listing photo for 20405 Front Beach Road Road, Panama City Beach, FL
Listing photo for 20405 Front Beach Road Road, Panama City Beach, FL
Listing photo for 20405 Front Beach Road Road, Panama City Beach, FL
Listing photo for 20405 Front Beach Road Road, Panama City Beach, FL
Listing photo for 20405 Front Beach Road Road, Panama City Beach, FL
Listing photo for 20405 Front Beach Road Road, Panama City Beach, FL
Listing photo for 20405 Front Beach Road Road, Panama City Beach, FL
Listing photo for 20405 Front Beach Road Road, Panama City Beach, FL
Listing photo for 20405 Front Beach Road Road, Panama City Beach, FL
Listing photo for 20405 Front Beach Road Road, Panama City Beach, FL
Listing photo for 20405 Front Beach Road Road, Panama City Beach, FL
Listing photo for 20405 Front Beach Road Road, Panama City Beach, FL
Listing photo for 20405 Front Beach Road Road, Panama City Beach, FL
Listing photo for 20405 Front Beach Road Road, Panama City Beach, FL
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20405 Front Beach Road Road,

Panama City Beach, FL

$4,699,000

**Virtual Tour Available** 20405 Front Beach Road is an exquisite gulf front home nestled perfectly in the Laguna Beach section of Panama City Beach. Boasting an ideal location for both vacation rental and personal enjoyment, it sits just five miles east of the luxurious Rosemary Beach and five miles west of Pier Park—the largest commercial and entertainment center in Northwest Florida. This residence presents an exceptional vacation rental opportunity with the sister home grossing annual rental income of $444,000 in 2024, and this home grossing just under $300,000 in a partial year on the same management program. The home has also never allowed pets, so the home's condition has been maintained at the highest caliber. Distinguished by its meticulously designed floor plan, 20405 Front Beach Road stands out amidst Panama City Beach properties. Unlike many coastal homes that prioritize sleeping space over functional living areas, this home features three distinct living room and entertainment spaces. With 10-foot ceilings and generously sized bedrooms, every occupant can relish in the tranquility of this gulf-front retreat. Outdoor amenities include expansive balconies on each level and a private pool overlooking the Gulf, surrounded by shaded seating areas. The property's design is inspired by the natural beauty of the coast, evident in its locally sourced hardwood flooring and serene color palette. Turquoise accents and white quartz countertops pay homage to the nearby beaches, creating a seamless connection between indoor elegance and outdoor splendor. 20405 Front Beach Road epitomizes the fusion of style and functionality, enhanced by its prime location amidst the best offerings of Northwest Florida.

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Facts & Features
MLS® # 971408
Price $4,699,000
Bedrooms 9
Bathrooms 10.00
Full Baths 9
Half Baths 1
Acres 0.09
Year Built 2019
Type Residential
Sub-Type Homes
Style Contemporary
Status Active
Listing Office Compass
Community Information
Address 20405 Front Beach Road Road
Area 27 - Bay County
Subdivision laguna beach estates
City Panama City Beach
County Walton
State FL
Zip Code 32413
Amenities
Utilities Electric, Gas - Natural, Public Sewer, Public Water
Parking Garage
View Gulf
Is Waterfront Yes
Waterfront Gulf (Beachfront)
Has Pool Yes
Pool Heated, In Ground
Interior
Interior Features Vaulted Ceiling(s), Recessed Lighting, Owner's Closet
Appliances Dishwasher, Dryer, Microwave, Refrigerator, Washer
Heating Gas - Natural
# of Stories 4
Exterior
Exterior Features Outdoor Grill, Balcony, Hot Tub
Lot Description Within 1/2 Mile to Water
Windows Window Treatments
Roof Metal
Construction Frame, Siding CmntFbrHrdBrd
Foundation Foundation On Piling
School Information
Elementary West Bay
Middle Surfside
High Arnold
Additional Information
Days on Market 328
Zoning Resid Single Family
Listing Details
Office Compass
Photo of Forrest James

Forrest James

Cell: (850)318-4435

DISCLAIMER: Information Deemed Reliable but not guaranteed. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
All listings are provided courtesy of the Emerald Coast Association of Realtors, Copyright2026, All rights reserved.
Vendors Member Number : 28325

Listing information last updated on February 8th, 2026 at 1:22am CST.